Home  /  Grant Guides

Grants, scholarships and tuition aid — organized so you can actually use them.

Our library is grouped by where the money comes from. Start with the federal overview if you're new; jump to state or private guides if you already have the basics.

Federal Aid

Programs administered by the U.S. Department of Education.

FP

Federal Pell Grant

Need-based aid for undergraduate students. We explain how the Student Aid Index affects the award and when Pell can be prorated.

SE

FSEOG

The Federal Supplemental Educational Opportunity Grant — how campus-based funding is allocated and why award sizes vary widely by school.

TG

TEACH Grant

What service obligations mean in practice, how a grant can turn into a loan, and which teaching fields currently qualify.

IS

Iraq & Afghanistan Service

Eligibility for children of service members who died as a result of military service, and how it interacts with Pell.

FF

FAFSA, Step by Step

The current-year form, written as a walkthrough — not a policy manual — with screenshots of the trickier sections.

WS

Federal Work-Study

How work-study differs from a grant, how earnings affect your aid picture and how to find a good on-campus placement.

State Programs

State-funded aid, region by region.

New York — Excelsior & TAP

The Tuition Assistance Program plus the Excelsior Scholarship: income caps, residency requirements and the post-graduation service rule.

California — Cal Grant

How the A, B and C awards differ, GPA verification and what happens if you transfer between segments of the CA system.

Texas — TEXAS Grant

Eligibility milestones, priority deadlines and how the award interacts with community-college transfer pathways.

Florida — Bright Futures

The Academic and Medallion scholar levels explained, plus recent legislative changes affecting award amounts.

Georgia — HOPE & Zell Miller

GPA requirements, checkpoint reviews and how lottery-funded aid moves year over year.

Ohio — OCOG

The Ohio College Opportunity Grant income thresholds and how they interact with institutional aid at public universities.

Not seeing your state? Write to us — we publish new guides based on reader demand.

Private & Specialized

Where private scholarships actually help — and where they don't.

STEM Field Awards

Curated summaries of long-running scholarships in engineering, computing, mathematics and the physical sciences.

Arts & Humanities

Portfolio-based awards for visual arts, creative writing and performance, with tips on preparing submissions.

Nursing & Allied Health

Loan-repayment programs, service-based awards and specialty-nursing scholarships worth reading in advance.

Community & Service

Rotary, Elks, Kiwanis and other civic-club awards — small in dollar terms, meaningful in application experience.

Employer & Union Benefits

How to check whether an employer, parent's employer or union already provides tuition support you're leaving on the table.

What to Skip

Warning signs of "scholarship" pages that are really lead-generation traps — and how to spot them quickly.

Adult Learners

Aid pathways for returning students.

Veterans & Service Members

The Post-9/11 GI Bill, Yellow Ribbon schools, VR&E (Chapter 31) and how state benefits stack on top.

Single Parents

Campus-based child-care grants (CCAMPIS), state-level parent scholarships and how dependency status is treated on the FAFSA.

Career Changers

Short-term Pell for approved workforce programs, apprenticeship funding and community-college retraining grants.

Graduate Students

Fellowships, teaching assistantships and program-specific aid — plus a plain-English note on Grad PLUS loans.

Common questions

Before you start applying.

Do I have to pay back a grant?

In general, no — grants are gift aid. There are a few exceptions, notably the TEACH Grant, which can convert into a loan if you don't meet its teaching-service obligation. We flag those cases in the individual guides.

Should I file the FAFSA even if I think I won't qualify?

Almost always yes. Many state and institutional aid programs require a FAFSA on file regardless of federal eligibility, and estimates of "won't qualify" are often wrong once the actual formula runs.

Are private scholarships worth the time?

Some are. The best returns tend to come from applying to a small number of well-matched local awards rather than mass-applying to national ones. Our private-scholarship guides explain how to pick.

Does Beacon Scholars Guild award scholarships directly?

No. We are an editorial site. We describe how programs work and how to apply — the awards themselves are issued by the federal government, states, colleges and private organizations.

Do you charge for your guides?

No. Our library is free to read and always will be. We do not sell reader data and we do not run affiliate lender links inside the guides.

Not sure where to start?

Tell us your situation — high-school senior, transfer student, veteran, parent of a rising freshman — and we'll point you to the two or three guides that are most likely to help.

Ask the editors